Do you know how much your home insurance costs? Premiums and fees can vary widely from one broker or insurer to another, yet many homeowners simply accept the insurance included with their mortgage, paying more than they have to. Check out our tips to lower your home insurance costs by optimizing your deductibles, appraising your house and contents, and finding an independent broker who can negotiate for your best interests.

You may have heard of one of the many credit card breaches recently, but do you know how to keep your online shopping safe? Despite the high-profile incidents in the news, online shopping is still at least as safe as shopping in brick-and-mortar stores, but it’s still a good idea to watch out for potential risk factors!

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